CALCULOVER · PLANNING REFERENCE

2027 Payroll & Federal Observances

Two unadjusted Friday schedules, clearly marked. A: January 1 anchor, 27 dates. B: January 8 anchor, 26 dates. Use your employer’s calendar for actual paydays.

A Schedule A · 3-date months: Jan, Jul, DecB Schedule B · 3-date months: Apr, Oct† Federal-office observance · not automatically a bank closure

January

January 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
					1A	2
3	4	5	6	7	8B	9
10	11	12	13	14	15A	16
17	18	19	20	21	22B	23
24	25	26	27	28	29A	30
31

1 New Year · 18 MLK Day

February

February 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
	1	2	3	4	5B	6
7	8	9	10	11	12A	13
14	15	16	17	18	19B	20
21	22	23	24	25	26A	27
28

15 Washington’s Birthday

March

March 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
	1	2	3	4	5B	6
7	8	9	10	11	12A	13
14	15	16	17	18	19B	20
21	22	23	24	25	26A	27
28	29	30	31

No federal observance

April

April 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
				1	2B	3
4	5	6	7	8	9A	10
11	12	13	14	15	16B	17
18	19	20	21	22	23A	24
25	26	27	28	29	30B

No federal observance

May

May 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
						1
2	3	4	5	6	7A	8
9	10	11	12	13	14B	15
16	17	18	19	20	21A	22
23	24	25	26	27	28B	29
30	31

31 Memorial Day

June

June 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
		1	2	3	4A	5
6	7	8	9	10	11B	12
13	14	15	16	17	18A	19
20	21	22	23	24	25B	26
27	28	29	30

18 Juneteenth

July

July 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
				1	2A	3
4	5	6	7	8	9B	10
11	12	13	14	15	16A	17
18	19	20	21	22	23B	24
25	26	27	28	29	30A	31

5 Independence Day

August

August 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
1	2	3	4	5	6B	7
8	9	10	11	12	13A	14
15	16	17	18	19	20B	21
22	23	24	25	26	27A	28
29	30	31

No federal observance

September

September 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
			1	2	3B	4
5	6	7	8	9	10A	11
12	13	14	15	16	17B	18
19	20	21	22	23	24A	25
26	27	28	29	30

6 Labor Day

October

October 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
					1B	2
3	4	5	6	7	8A	9
10	11	12	13	14	15B	16
17	18	19	20	21	22A	23
24	25	26	27	28	29B	30
31

11 Columbus Day

November

November 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
	1	2	3	4	5A	6
7	8	9	10	11	12B	13
14	15	16	17	18	19A	20
21	22	23	24	25	26B	27
28	29	30

11 Veterans Day · 25 Thanksgiving

December

December 2027: Friday anchors and federal observances
Sun	Mon	Tue	Wed	Thu	Fri	Sat
			1	2	3A	4
5	6	7	8	9	10B	11
12	13	14	15	16	17A	18
19	20	21	22	23	24B	25
26	27	28	29	30	31A

24 Christmas · 31 New Year 2028

Important year boundaries: Moving the January 1 paycheck to December 31, 2026 reduces A’s actual 2027 receipts to 26. December 31, 2027 is the OPM observance of New Year’s Day 2028; moving it to December 30 stays within 2027.

Office holidays ≠ Fed closures: Federal Reserve Banks and Branches remain open June 18, December 24 and December 31. Employer closure and provider cutoffs may still change payroll. The 12 † dates include the New Year 2028 observance; there are still 11 statutory holiday names. Benefit deduction holidays are employer/plan choices.

Calendar revision: September 7, 2026. Sources: OPM federal holidays · Federal Reserve holiday schedules · calculover.com/2027/federal-holidays/

CALCULOVER · 2027 PAYROLL REFERENCE

Use the Calendar With Your Payroll Policy

Scheduled dates and actual payment dates serve different purposes. These references do not set an employer’s official calendar.

Semimonthly reference: 24 unadjusted dates under either convention
Month	1st & 15th	15th & last day
January	Jan 1 (Fri) · Jan 15 (Fri)	Jan 15 (Fri) · Jan 31 (Sun)
February	Feb 1 (Mon) · Feb 15 (Mon)	Feb 15 (Mon) · Feb 28 (Sun)
March	Mar 1 (Mon) · Mar 15 (Mon)	Mar 15 (Mon) · Mar 31 (Wed)
April	Apr 1 (Thu) · Apr 15 (Thu)	Apr 15 (Thu) · Apr 30 (Fri)
May	May 1 (Sat) · May 15 (Sat)	May 15 (Sat) · May 31 (Mon)
June	Jun 1 (Tue) · Jun 15 (Tue)	Jun 15 (Tue) · Jun 30 (Wed)
July	Jul 1 (Thu) · Jul 15 (Thu)	Jul 15 (Thu) · Jul 31 (Sat)
August	Aug 1 (Sun) · Aug 15 (Sun)	Aug 15 (Sun) · Aug 31 (Tue)
September	Sep 1 (Wed) · Sep 15 (Wed)	Sep 15 (Wed) · Sep 30 (Thu)
October	Oct 1 (Fri) · Oct 15 (Fri)	Oct 15 (Fri) · Oct 31 (Sun)
November	Nov 1 (Mon) · Nov 15 (Mon)	Nov 15 (Mon) · Nov 30 (Tue)
December	Dec 1 (Wed) · Dec 15 (Wed)	Dec 15 (Wed) · Dec 31 (Fri)

Weekend and holiday dates above are deliberately unadjusted. The employer decides whether to move them earlier or later, subject to applicable wage-payment rules.

Before sharing an employee calendar

Identify a known scheduled payday. A known January 1, 15 or 29 date belongs to A; January 8 or 22 belongs to B. A holiday-adjusted payment can obscure the anchor.
Separate work periods from paydays. This calendar does not specify pay-period start/end dates, timesheet certification, or payroll approval deadlines.
Check banking days. January 1 and July 5 are Fed closures. Schedule B paydays November 12 and 26 follow Thursday Fed holidays, so the provider may need an earlier file.
Verify year-end treatment. An early deposit, official payroll date and tax-reporting date can differ. Confirm the treatment with payroll before assuming a W-2 year.
Confirm benefit deductions. A third paycheck is not automatically free of benefits, retirement contributions or other deductions. Annual limits and plan terms still apply.

Related calendars

Federal offices follow OPM. NYSE closes June 18 and December 24, but stays open December 31; it also closes Good Friday, March 26, and closes early November 26. These exchange dates do not determine payroll settlement.

Schedule A CSV Schedule B CSV Closure CSV

Sources: opm.gov · frbservices.org · nyse.com. Full guide: calculover.com/2027/payroll-calendar/. Revision: September 7, 2026.