:root{--bg-dark:#050510;--card:#ffffff08;--card-solid:#0d0d1f;--input-bg:#111127;--border:#ffffff14;--cyan:#00f3ff;--purple:#bc13fe;--red:#f44;--amber:#f59e0b;--green:#0f8;--text-main:#fff;--text-dim:#88a;--text-muted:#666680;--accent:#00f3ff;--font-main:"Inter", sans-serif;--font-mono:"JetBrains Mono", "Courier New", monospace;--radius:12px;--radius-sm:8px}[data-theme=light]{--bg-dark:#e8edf5;--card:#fffffff7;--card-solid:#fff;--input-bg:#edf2f9;--border:#0000001f;--cyan:#0e7490;--purple:#7c3aed;--red:#dc2626;--amber:#b45309;--green:#065f46;--text-main:#0f172a;--text-dim:#334155;--text-muted:#64748b;--accent:#0e7490}*,:before,:after{box-sizing:border-box;margin:0;padding:0}body{background:var(--bg-dark);color:var(--text-main);font-family:var(--font-main);min-height:100vh;line-height:1.6;transition:background .3s,color .3s}.dashboard-container{max-width:1600px;margin:0 auto;padding:1.5rem 1.5rem 4rem}.breadcrumb{color:var(--text-muted);align-items:center;gap:6px;margin-bottom:1.25rem;font-size:.78rem;display:flex}.breadcrumb a{color:var(--text-muted);text-decoration:none}.breadcrumb a:hover{color:var(--accent)}.breadcrumb .sep{color:var(--text-muted)}.page-header{margin-bottom:1.5rem}.page-title{letter-spacing:-.02em;margin-bottom:.5rem;font-size:clamp(1.6rem,4vw,2.4rem);font-weight:700}.accent-purple{color:var(--purple)}.page-subtitle{color:var(--text-dim);max-width:640px;font-size:.95rem}.outer-tabs{border:1px solid var(--border);border-radius:var(--radius);background:#ffffff08;gap:4px;width:fit-content;margin-bottom:1.5rem;padding:4px;display:flex}[data-theme=light] .outer-tabs{background:#f0f4f9;border-color:#0000001a}.outer-tab{border-radius:calc(var(--radius) - 4px);color:var(--text-dim);cursor:pointer;white-space:nowrap;background:0 0;border:none;padding:8px 20px;font-size:.875rem;font-weight:500;transition:background .2s,color .2s}.outer-tab:hover{color:var(--text-main)}.outer-tab.active{background:var(--purple);color:#fff;font-weight:600}[data-theme=light] .outer-tab:hover{color:#0f172a}.outer-tab-content{display:none}.outer-tab-content.active{display:block}.calc-grid{grid-template-columns:1fr 1fr;align-items:start;gap:1.5rem;display:grid}@media (width<=900px){.calc-grid{grid-template-columns:1fr}}.glass-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;box-shadow:0 4px 20px #0000004d}[data-theme=light] .glass-card{background:#fff;border-color:#0000001a;box-shadow:0 2px 12px #00000014}.input-card{border-left:3px solid var(--cyan)}.result-card{border-left:3px solid var(--purple)}.card-header{margin-bottom:1.25rem}.card-title{color:var(--text-main);font-size:1.05rem;font-weight:700}.input-tabs{background:var(--input-bg);border:1px solid var(--border);border-radius:var(--radius-sm);gap:4px;margin-bottom:1.25rem;padding:3px;display:flex}[data-theme=light] .input-tabs{background:#edf2f9;border-color:#0000001a}.input-tab{border-radius:calc(var(--radius-sm) - 2px);color:var(--text-dim);cursor:pointer;background:0 0;border:none;flex:1;padding:6px 10px;font-size:.8rem;font-weight:500;transition:background .2s,color .2s}.input-tab:hover{color:var(--text-main)}.input-tab.active{background:var(--cyan);color:#050510;font-weight:700}[data-theme=light] .input-tab:hover{color:#0f172a}[data-theme=light] .input-tab.active{background:var(--cyan);color:#fff}.input-tab-content{display:none}.input-tab-content.active{display:block}.field-group{margin-bottom:1rem}.field-label{color:var(--text-dim);text-transform:uppercase;letter-spacing:.04em;margin-bottom:6px;font-size:.8rem;font-weight:600;display:block}.field-hint{text-transform:none;color:var(--text-muted);font-size:.75rem;font-weight:400}.field-note{color:var(--text-muted);margin-top:4px;font-size:.73rem}.glass-input,.glass-select{background:var(--input-bg);border:1px solid var(--border);border-radius:var(--radius-sm);width:100%;color:var(--text-main);font-size:.95rem;font-family:var(--font-main);outline:none;padding:10px 12px;transition:border-color .2s,box-shadow .2s}.glass-input:focus,.glass-select:focus{border-color:var(--accent);box-shadow:0 0 0 2px #00f3ff1f}[data-theme=light] .glass-input,[data-theme=light] .glass-select{color:#0f172a;background:#edf2f9;border-color:#0000001f}[data-theme=light] .glass-input:focus,[data-theme=light] .glass-select:focus{box-shadow:0 0 0 2px #0e749026}.glass-input::placeholder{color:var(--text-muted)}[data-theme=light] .glass-input::placeholder{color:#00000059}.glass-select{appearance:none;cursor:pointer}[data-theme=light] .glass-select option{color:#0f172a;background:#fff}.input-with-prefix,.input-with-suffix{align-items:center;display:flex;position:relative}.input-prefix,.input-suffix{color:var(--text-muted);pointer-events:none;z-index:1;font-size:.85rem;position:absolute}.input-prefix{left:12px}.input-suffix{right:12px}.input-with-prefix .glass-input{padding-left:26px}.input-with-suffix .glass-input{padding-right:36px}.toggle-row{gap:6px;display:flex}.toggle-btn{border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--input-bg);color:var(--text-dim);cursor:pointer;flex:1;padding:9px 12px;font-size:.85rem;font-weight:500;transition:background .2s,color .2s,border-color .2s}.toggle-btn:hover{color:var(--text-main);border-color:var(--accent)}.toggle-btn.active{border-color:var(--cyan);color:var(--cyan);background:#00f3ff1f;font-weight:600}[data-theme=light] .toggle-btn{color:#334155;background:#edf2f9;border-color:#0000001f}[data-theme=light] .toggle-btn:hover{border-color:var(--cyan)}[data-theme=light] .toggle-btn.active{border-color:var(--cyan);color:var(--cyan);background:#0e74901a}.intro-banner{border-radius:var(--radius-sm);color:var(--text-dim);background:#bc13fe14;border:1px solid #bc13fe33;align-items:flex-start;gap:10px;margin-bottom:1.25rem;padding:10px 14px;font-size:.82rem;display:flex}.intro-icon{color:var(--purple);flex-shrink:0;margin-top:1px;font-size:1rem}[data-theme=light] .intro-banner{color:#334155;background:#7c3aed0f;border-color:#7c3aed33}.hero-result{text-align:center;border-bottom:1px solid var(--border);margin-bottom:1rem;padding:1.25rem .5rem}.hero-label{text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);margin-bottom:6px;font-size:.78rem}.hero-value{color:var(--purple);text-shadow:0 0 24px #bc13fe66;letter-spacing:-.02em;font-size:clamp(2rem,5vw,2.8rem);font-weight:800}[data-theme=light] .hero-value{text-shadow:none}.hero-sub{color:var(--text-muted);margin-top:4px;font-size:.82rem}.data-grid{grid-template-columns:1fr 1fr 1fr;gap:8px;margin-bottom:1rem;display:grid}@media (width<=500px){.data-grid{grid-template-columns:1fr 1fr}}.data-card{border:1px solid var(--border);border-radius:var(--radius-sm);text-align:center;background:#ffffff08;padding:10px 12px}.data-label{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:4px;font-size:.68rem}.data-value{font-size:.95rem;font-weight:700}.data-value.red{color:var(--red)}.data-value.purple{color:var(--purple)}.data-value.cyan{color:var(--cyan)}.data-value.amber{color:var(--amber)}.data-value.muted{color:var(--text-dim)}.formula-strip{flex-wrap:wrap;align-items:center;gap:6px;margin-bottom:1rem;display:flex}.formula-chip{white-space:nowrap;border:1px solid #0000;border-radius:20px;padding:5px 10px;font-size:.76rem;font-weight:600}.formula-chip.red{color:var(--red);background:#ff44441a;border-color:#ff444440}.formula-chip.cyan{color:var(--cyan);background:#00f3ff1a;border-color:#00f3ff40}.formula-chip.purple{color:var(--purple);background:#bc13fe1a;border-color:#bc13fe40}[data-theme=light] .formula-chip.red{color:var(--red);background:#dc262614;border-color:#dc26264d}[data-theme=light] .formula-chip.cyan{color:var(--cyan);background:#0e74901a;border-color:#0e74904d}[data-theme=light] .formula-chip.purple{color:var(--purple);background:#7c3aed14;border-color:#7c3aed4d}.formula-op{color:var(--text-muted);font-size:.85rem;font-weight:600}.inner-chart-tabs{gap:4px;margin-bottom:10px;display:flex}.inner-tab{border:1px solid var(--border);color:var(--text-dim);cursor:pointer;background:0 0;border-radius:20px;padding:5px 14px;font-size:.78rem;font-weight:500;transition:all .2s}.inner-tab:hover{border-color:var(--accent);color:var(--text-main)}.inner-tab.active{background:var(--cyan);border-color:var(--cyan);color:#050510;font-weight:700}[data-theme=light] .inner-tab.active{color:#fff}.alert-stack{flex-direction:column;gap:8px;margin-bottom:1rem;display:flex}.alert-item{border-radius:var(--radius-sm);align-items:flex-start;gap:10px;padding:10px 14px;font-size:.8rem;line-height:1.5;display:flex}.alert-item strong{margin-bottom:1px;font-weight:700;display:block}.alert-icon{flex-shrink:0;margin-top:1px;font-size:1rem}.alert-item.error{color:#f88;background:#ff444414;border:1px solid #ff444440}.alert-item.warn{color:#fbbf24;background:#f59e0b14;border:1px solid #f59e0b40}.alert-item.info{color:var(--text-dim);background:#00f3ff0f;border:1px solid #00f3ff2e}.alert-item.success{color:#4ade80;background:#00ff880f;border:1px solid #0f83}[data-theme=light] .alert-item.error{color:#991b1b;background:#fff1f2;border-color:#dc262640}[data-theme=light] .alert-item.warn{color:#92400e;background:#fffbeb;border-color:#b4530940}[data-theme=light] .alert-item.info{color:#164e63;background:#eff9fb;border-color:#0e749033}[data-theme=light] .alert-item.success{color:#065f46;background:#f0fdf4;border-color:#065f4633}.action-bar{flex-wrap:wrap;gap:8px;margin-top:.5rem;display:flex}.btn-action{border-radius:var(--radius-sm);border:1px solid var(--border);color:var(--text-dim);cursor:pointer;background:0 0;padding:8px 14px;font-size:.78rem;font-weight:500;transition:all .2s}.btn-action:hover{border-color:var(--accent);color:var(--accent);background:#00f3ff0f}[data-theme=light] .btn-action:hover{border-color:var(--cyan);color:var(--cyan);background:#0e74900f}.toast{border-radius:var(--radius-sm);z-index:9999;max-width:320px;padding:12px 18px;font-size:.83rem;animation:.25s slideUp;position:fixed;bottom:80px;right:20px;box-shadow:0 4px 20px #0006}.toast-success{color:#4ade80;background:#00ff8826;border:1px solid #00ff884d}.toast-warn{color:#fbbf24;background:#f59e0b26;border:1px solid #f59e0b4d}.toast-error{color:#f88;background:#ff444426;border:1px solid #ff44444d}[data-theme=light] .toast-success{color:#065f46;background:#f0fdf4;border-color:#065f464d}[data-theme=light] .toast-warn{color:#92400e;background:#fffbeb;border-color:#b453094d}[data-theme=light] .toast-error{color:#991b1b;background:#fff1f2;border-color:#dc26264d}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.section-block{margin-bottom:2.5rem}.section-title{margin-bottom:.4rem;font-size:1.15rem;font-weight:700}.section-desc{color:var(--text-dim);margin-bottom:1.25rem;font-size:.85rem}.scenario-cards{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}@media (width<=700px){.scenario-cards{grid-template-columns:1fr}}.scenario-card{border-radius:var(--radius);border:1px solid var(--border);padding:1.25rem}.scenario-card.bear{background:#ff44440a;border-color:#f443}.scenario-card.base{background:#00f3ff0a;border-color:#00f3ff33}.scenario-card.bull{background:#00ff880a;border-color:#0f83}[data-theme=light] .scenario-card.bear{background:#fff1f2;border-color:#dc262633}[data-theme=light] .scenario-card.base{background:#eff9fb;border-color:#0e749033}[data-theme=light] .scenario-card.bull{background:#f0fdf4;border-color:#065f4633}.scenario-label{text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px;font-size:.7rem;font-weight:700}.scenario-card.bear .scenario-label{color:var(--red)}.scenario-card.base .scenario-label{color:var(--cyan)}.scenario-card.bull .scenario-label{color:var(--green)}[data-theme=light] .scenario-card.bull .scenario-label{color:#065f46}.scenario-payment{color:var(--text-dim);margin-bottom:12px;font-size:.85rem}.scenario-time{margin-bottom:4px;font-size:1.3rem;font-weight:800}.scenario-interest{color:var(--text-dim);font-size:.82rem}.scenario-badge{border-radius:20px;margin-top:8px;padding:2px 8px;font-size:.7rem;font-weight:700;display:inline-block}.badge-save{color:var(--green);background:#00ff8826}.badge-worst{color:var(--red);background:#ff444426}[data-theme=light] .badge-save{color:#065f46;background:#f0fdf4}[data-theme=light] .badge-worst{color:#991b1b;background:#fff1f2}.transfer-grid{grid-template-columns:1fr 1fr;gap:1.25rem;display:grid}@media (width<=700px){.transfer-grid{grid-template-columns:1fr}}.transfer-inputs.glass-card{border-left:3px solid var(--cyan)}.sub-title{margin-bottom:1rem;font-size:.9rem;font-weight:700}.transfer-result{border-radius:var(--radius);border:1px solid var(--border);background:var(--card);flex-direction:column;justify-content:center;padding:1.5rem;display:flex}[data-theme=light] .transfer-result{background:#fff;border-color:#0000001a;box-shadow:0 2px 8px #0000000f}.winner-banner{text-align:center;border-radius:var(--radius-sm);margin-bottom:1rem;padding:12px;font-size:.9rem;font-weight:700}.winner-transfer{color:var(--green);background:#00ff881a;border:1px solid #00ff8840}.winner-keep{color:var(--cyan);background:#00f3ff1a;border:1px solid #00f3ff40}[data-theme=light] .winner-transfer{color:#065f46;background:#f0fdf4;border-color:#065f4640}[data-theme=light] .winner-keep{color:#164e63;background:#eff9fb;border-color:#0e749040}.compare-table{border-collapse:collapse;width:100%;font-size:.82rem}.compare-table th,.compare-table td{text-align:left;padding:8px 10px}.compare-table th{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid var(--border);font-size:.7rem}.compare-table td{border-bottom:1px solid var(--border);color:var(--text-main)}.compare-table tr:last-child td{border-bottom:none}[data-theme=light] .compare-table th{color:#64748b;border-color:#0000001a}[data-theme=light] .compare-table td{color:#0f172a;border-color:#0000000f}.matrix-wrap{overflow-x:auto}.matrix-table{border-collapse:collapse;min-width:400px;font-size:.78rem}.matrix-table th,.matrix-table td{text-align:center;border:1px solid var(--border);padding:9px 14px}.matrix-table th{color:var(--text-muted);text-transform:uppercase;background:#ffffff08;font-size:.7rem}.matrix-table td{color:var(--text-main)}.matrix-table .matrix-label{color:var(--text-dim);font-weight:600}.matrix-table td.current-cell{border:2px solid var(--cyan);color:var(--cyan);font-weight:700}[data-theme=light] .matrix-table th{color:#64748b;background:#f0f4f9}[data-theme=light] .matrix-table td{color:#0f172a;background:#fff}[data-theme=light] .matrix-table .matrix-label{color:#334155;background:#f0f4f9}.goal-seeker{border-left:3px solid var(--purple);flex-direction:column;gap:1rem;display:flex}.goal-inputs{flex-wrap:wrap;align-items:flex-end;gap:1rem;display:flex}.goal-inputs .field-group{flex:1;min-width:180px;margin-bottom:0}.btn-primary{border-radius:var(--radius-sm);background:var(--purple);color:#fff;cursor:pointer;white-space:nowrap;border:none;padding:10px 20px;font-size:.9rem;font-weight:700;transition:opacity .2s}.btn-primary:hover{opacity:.85}.goal-result{color:var(--text-dim);min-height:24px;font-size:.9rem}.goal-result .goal-amount{color:var(--purple);margin-bottom:4px;font-size:1.6rem;font-weight:800;display:block}.goal-result .goal-savings{color:var(--green);font-weight:600}[data-theme=light] .goal-result .goal-savings{color:#065f46}.boost-cards{grid-template-columns:repeat(4,1fr);gap:1rem;display:grid}@media (width<=800px){.boost-cards{grid-template-columns:repeat(2,1fr)}}@media (width<=450px){.boost-cards{grid-template-columns:1fr}}.boost-card{border:1px solid var(--border);border-radius:var(--radius);cursor:pointer;text-align:center;background:#ffffff05;padding:1.1rem;transition:all .2s}.boost-card:hover{border-color:var(--cyan);background:#00f3ff0a;transform:translateY(-2px)}[data-theme=light] .boost-card{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000d}[data-theme=light] .boost-card:hover{border-color:var(--cyan);background:#0e74900a}.boost-label{color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px;font-size:.72rem}.boost-amount{color:var(--cyan);margin-bottom:10px;font-size:1.3rem;font-weight:800}.boost-months-saved{color:var(--green);margin-bottom:2px;font-size:1rem;font-weight:700}[data-theme=light] .boost-months-saved{color:#065f46}.boost-interest-saved{color:var(--text-dim);font-size:.78rem}.boost-apply{color:var(--accent);border:1px solid var(--accent);border-radius:20px;margin-top:10px;padding:3px 10px;font-size:.72rem;display:inline-block}[data-theme=light] .boost-apply{color:var(--cyan);border-color:var(--cyan)}.chart-card{margin-bottom:0}.schedule-details{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}[data-theme=light] .schedule-details{border-color:#0000001a}.schedule-summary{cursor:pointer;user-select:none;background:#ffffff08;justify-content:space-between;align-items:center;padding:1rem 1.5rem;font-size:.9rem;font-weight:600;list-style:none;display:flex}.schedule-summary::-webkit-details-marker{display:none}[data-theme=light] .schedule-summary{color:#0f172a;background:#f0f4f9}.schedule-summary:hover{background:#ffffff0d}[data-theme=light] .schedule-summary:hover{background:#e8edf5}.summary-toggle{color:var(--text-dim);font-size:1.1rem;transition:transform .2s}.schedule-details[open] .summary-toggle{transform:rotate(45deg)}.schedule-container{padding:0 1rem 1rem}.schedule-scroll{margin-top:.75rem;overflow-x:auto}.schedule-table{border-collapse:collapse;width:100%;font-size:.8rem}.schedule-table th{text-align:right;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid var(--border);padding:8px 10px;font-size:.7rem}.schedule-table th:first-child{text-align:left}.schedule-table td{text-align:right;color:var(--text-dim);border-bottom:1px solid #ffffff08;padding:7px 10px}.schedule-table td:first-child{text-align:left;color:var(--text-muted)}[data-theme=light] .schedule-table th{color:#64748b;border-color:#00000014}[data-theme=light] .schedule-table td{color:#334155;border-color:#0000000a}[data-theme=light] .schedule-table td:first-child{color:#64748b}.schedule-table tr.intro-row{background:#bc13fe0d}.schedule-table tr.lump-row{background:#00f3ff0d}.schedule-table tr.milestone-row{background:#00ff880a}[data-theme=light] .schedule-table tr.intro-row{background:#7c3aed0a}[data-theme=light] .schedule-table tr.lump-row{background:#0e74900a}[data-theme=light] .schedule-table tr.milestone-row{background:#065f460a}::-webkit-scrollbar{width:6px;height:6px}::-webkit-scrollbar-track{background:0 0}::-webkit-scrollbar-thumb{background:#ffffff1f;border-radius:3px}[data-theme=light] ::-webkit-scrollbar-thumb{background:#00000026}.page-sections-outer{max-width:1600px;margin:0 auto;padding:0 1.5rem 3rem}.how-section{margin-bottom:3rem}.how-title{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.how-grid{grid-template-columns:repeat(4,1fr);gap:1rem;display:grid}@media (width<=900px){.how-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=500px){.how-grid{grid-template-columns:1fr}}.how-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);align-items:flex-start;gap:14px;padding:1.1rem;display:flex}[data-theme=light] .how-card{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000d}.how-num{background:var(--accent);color:#050510;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:32px;height:32px;font-size:.85rem;font-weight:800;display:flex}[data-theme=light] .how-num{color:#fff}.how-text{flex-direction:column;gap:4px;display:flex}.how-text strong{color:var(--text-main);font-size:.88rem;font-weight:700}.how-text span{color:var(--text-dim);font-size:.8rem;line-height:1.55}.formula-pills2{margin-bottom:3rem}.fp2-title{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.fp2-grid{grid-template-columns:repeat(2,1fr);gap:1rem;display:grid}@media (width<=700px){.fp2-grid{grid-template-columns:1fr}}.fp2-card{background:var(--card);border:1px solid var(--border);border-left:3px solid var(--cyan);border-radius:var(--radius);padding:1.1rem 1.25rem}[data-theme=light] .fp2-card{border-color:#0000001a;border-left-color:var(--cyan);background:#fff;box-shadow:0 1px 4px #0000000d}.fp2-label{text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);margin-bottom:8px;font-size:.72rem;font-weight:700}.fp2-formula{color:var(--cyan);font-size:.9rem;font-weight:700;font-family:var(--font-mono);margin-bottom:6px}.fp2-desc{color:var(--text-dim);font-size:.78rem;line-height:1.55}.gloss-section2{margin-bottom:3rem}.gloss-title{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.gloss-grid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}@media (width<=900px){.gloss-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=500px){.gloss-grid{grid-template-columns:1fr}}.gloss-item{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:1rem 1.1rem}[data-theme=light] .gloss-item{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000d}.gloss-term{color:var(--purple);margin-bottom:6px;font-size:.83rem;font-weight:700}[data-theme=light] .gloss-term{color:var(--purple)}.gloss-def{color:var(--text-dim);font-size:.78rem;line-height:1.6}.ex-section2{margin-bottom:3rem}.ex-title{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.ex-grid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}@media (width<=800px){.ex-grid{grid-template-columns:1fr}}.ex-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:1.1rem 1.25rem}[data-theme=light] .ex-card{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000d}.ex-scenario{color:var(--text-main);margin-bottom:6px;font-size:.83rem;font-weight:700}.ex-detail{color:var(--text-dim);margin-bottom:10px;font-size:.78rem}.ex-result{border-radius:var(--radius-sm);margin-bottom:10px;padding:6px 10px;font-size:.88rem;font-weight:700}.ex-result.bad{color:var(--red);background:#ff44441a}.ex-result.good{color:var(--green);background:#00ff881a}[data-theme=light] .ex-result.bad{color:var(--red);background:#fff1f2}[data-theme=light] .ex-result.good{color:var(--green);background:#f0fdf4}.ex-tip{color:var(--text-dim);font-size:.77rem;line-height:1.55}.calc-article{margin-bottom:3rem}.article-title{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.article-body{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);max-width:900px;padding:1.5rem 1.75rem}[data-theme=light] .article-body{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000d}.article-body p{color:var(--text-dim);margin-bottom:1rem;font-size:.88rem;line-height:1.75}.article-body h3{color:var(--text-main);margin:1.25rem 0 .5rem;font-size:.95rem;font-weight:700}.article-body strong{color:var(--text-main)}.faq-section-extra{margin-bottom:3rem}.faq-title2{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.faq-list{flex-direction:column;display:flex}.faq-item{border-bottom:1px solid var(--border)}.faq-item:last-child{border-bottom:none}.faq-item__question{cursor:pointer;color:var(--text-main);user-select:none;justify-content:space-between;align-items:center;padding:14px 4px;font-size:.9rem;font-weight:600;list-style:none;transition:color .2s;display:flex}.faq-item__question::-webkit-details-marker{display:none}.faq-item__question:after{content:"+";color:var(--text-dim);flex-shrink:0;margin-left:16px;font-size:1.1rem;transition:color .2s}.faq-item[open] .faq-item__question:after{content:"−";color:var(--accent)}.faq-item__question:hover{color:var(--cyan)}.faq-item__answer{color:var(--text-dim);padding:0 4px 14px;font-size:.85rem;line-height:1.75}[data-theme=light] .faq-list{gap:8px}[data-theme=light] .faq-item{background:#fff;border:1px solid #0000001a;border-radius:10px;transition:box-shadow .2s,border-color .2s;overflow:hidden;box-shadow:0 1px 4px #0000000f}[data-theme=light] .faq-item:hover{border-color:#7c3aed4d;box-shadow:0 2px 10px #7c3aed14}[data-theme=light] .faq-item[open]{border-color:#7c3aed66;border-left:3px solid var(--purple);box-shadow:0 2px 12px #7c3aed1a}[data-theme=light] .faq-item__question{color:#0f172a;padding:14px 16px}[data-theme=light] .faq-item__question:after{color:#64748b}[data-theme=light] .faq-item[open] .faq-item__question:after,[data-theme=light] .faq-item__question:hover{color:var(--purple)}[data-theme=light] .faq-item__answer{color:#475569;border-top:1px solid #0000000f;padding:12px 16px 16px}.calc-related{margin-bottom:2rem}.related-title{border-bottom:1px solid var(--border);margin-bottom:1.25rem;padding-bottom:.5rem;font-size:1.25rem;font-weight:700}.related-grid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}@media (width<=800px){.related-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=450px){.related-grid{grid-template-columns:1fr}}.related-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);flex-direction:column;gap:6px;padding:1.1rem;text-decoration:none;transition:all .2s;display:flex}.related-card:hover{border-color:var(--accent);background:#00f3ff0a;transform:translateY(-2px)}[data-theme=light] .related-card{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000d}[data-theme=light] .related-card:hover{border-color:var(--cyan);background:#0e74900a}.related-icon{font-size:1.4rem}.related-name{color:var(--text-main);font-size:.88rem;font-weight:700}.related-desc{color:var(--text-dim);font-size:.76rem}@media (width<=600px){.outer-tabs{width:100%}.outer-tab{padding:8px 12px;font-size:.8rem}.action-bar,.formula-strip{justify-content:center}}[data-theme=light] .data-card{background:#edf2f9;border-color:#0000001a}[data-theme=light] .strategy-inputs-row .input-group{background:#edf2f9;border-color:#0000001f}[data-theme=light] .schedule-table th{background:#f0f4f9}[data-theme=light] .btn-action{color:#334155;background:#edf2f9;border-color:#0000001f}