@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap";@keyframes re-fade-up{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}:root{--re-page:#07101f;--re-primary:#0c1825;--re-card:#111d2ee6;--re-elevated:#162336;--re-input:#0f1e30;--re-heading:#e8edf5;--re-body:#8fa5c8;--re-muted:#4d6485;--re-mono:#c8d8f0;--re-gold:#f5a623;--re-emerald:#00c9a7;--re-indigo:#7875f0;--re-cyan:#00d4f5;--re-rose:#f87171;--re-amber:#f59e0b;--re-violet:#a78bfa;--re-border:#ffffff12;--re-shadow:0 4px 24px #00000073;--radius:12px;--bg-dark:var(--re-page);--bg-card:#111d2ee6;--bg-input:var(--re-input);--cyan:var(--re-cyan);--purple:var(--re-indigo);--violet:var(--re-indigo);--text-main:var(--re-heading);--text-dim:var(--re-body);--text-muted:var(--re-muted);--red:var(--re-rose);--green:var(--re-emerald);--gold:var(--re-gold);--border:var(--re-border)}*,:before,:after{box-sizing:border-box;margin:0;padding:0}body{background:var(--re-page);color:var(--re-heading);min-height:100vh;font-family:Inter,sans-serif;line-height:1.6;transition:background .3s,color .3s}.breadcrumb{color:var(--re-muted);max-width:1400px;margin:0 auto;padding:12px 24px;font-size:.82rem}.breadcrumb a{color:var(--re-muted);text-decoration:none}.breadcrumb a:hover{color:var(--re-gold)}.breadcrumb span{margin:0 6px}.hero{text-align:center;max-width:1400px;margin:0 auto;padding:40px 24px 20px}.hero h1{color:var(--re-heading);margin-bottom:8px;font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800}.hero h1 span{color:var(--re-gold)}.hero p{color:var(--re-body);max-width:640px;margin:0 auto;font-size:1rem}.tab-bar{gap:4px;max-width:1400px;margin:0 auto;padding:20px 24px 0;display:flex}.tab-btn{color:var(--re-body);cursor:pointer;background:0 0;border:none;border-radius:999px;padding:7px 18px;font-family:inherit;font-size:.9rem;font-weight:500;transition:all .25s}.tab-btn.active{color:#07101f;background:linear-gradient(135deg,#f5a623,#e8940f);font-weight:700;box-shadow:0 2px 10px #f5a62359}.tab-btn:hover:not(.active){color:var(--re-heading)}.tab-panel{display:none}.tab-panel.active{display:block}.calc-container{grid-template-columns:360px 1fr;align-items:start;gap:24px;max-width:1400px;margin:0 auto;padding:24px;display:grid}@media (width<=900px){.calc-container{grid-template-columns:minmax(0,1fr);overflow:hidden}}.results-panel{flex-direction:column;gap:16px;display:flex}.card{background:var(--re-card);backdrop-filter:blur(12px);border-radius:var(--radius);border:1px solid var(--re-border);box-shadow:var(--re-shadow);padding:24px;transition:all .25s}.input-card{border-top:3px solid var(--re-gold)}.card-title{letter-spacing:1.5px;text-transform:uppercase;color:var(--re-muted);margin-bottom:20px;font-size:.78rem;font-weight:700}.result-card-anim{animation:.3s both re-fade-up}.input-group-header{letter-spacing:1.2px;text-transform:uppercase;color:var(--re-muted);align-items:center;gap:6px;margin-top:4px;margin-bottom:14px;font-size:.7rem;font-weight:700;display:flex}.group-header-icon{font-size:.9rem}.form-group{margin-bottom:14px}.form-label{color:var(--re-body);margin-bottom:6px;font-size:.83rem;font-weight:500;display:block}.input-wrap{position:relative}.input-prefix,.input-suffix{color:var(--re-muted);pointer-events:none;font-size:.88rem;position:absolute;top:50%;transform:translateY(-50%)}.input-prefix{left:12px}.input-suffix{right:12px}.input-field{background:var(--re-input);width:100%;color:var(--re-heading);border:1px solid #ffffff17;border-radius:10px;outline:none;padding:10px 12px;font-family:inherit;font-size:.95rem;transition:border-color .25s,box-shadow .25s}.input-field:focus{border-color:#f5a6238c;box-shadow:0 0 0 3px #f5a6232e,0 0 0 1px #f5a62380}.input-field.with-prefix{padding-left:28px}.input-field.with-suffix{padding-right:32px}.input-hint{color:var(--re-muted);margin-top:4px;font-size:.7rem}.input-hint strong{color:var(--re-body)}.rate-presets{flex-wrap:wrap;gap:5px;margin-bottom:8px;display:flex}.rate-chip{background:var(--re-input);color:var(--re-muted);cursor:pointer;border:1px solid #ffffff17;border-radius:12px;padding:4px 10px;font-family:inherit;font-size:.76rem;font-weight:600;transition:all .25s}.rate-chip:hover{color:var(--re-body);border-color:#ffffff4d}.rate-chip.active{border-color:var(--re-gold);color:var(--re-gold);background:#f5a6231f}.chip-group{flex-wrap:wrap;gap:8px;display:flex}.chip{background:var(--re-input);color:var(--re-body);cursor:pointer;border:1px solid #ffffff17;border-radius:20px;padding:8px 18px;font-family:inherit;font-size:.85rem;font-weight:600;transition:all .25s}.chip.active{border-color:var(--re-gold);color:#07101f;background:linear-gradient(135deg,#f5a623,#e8940f);font-weight:700;box-shadow:0 2px 8px #f5a62359}.chip:hover:not(.active){color:var(--re-heading);border-color:#ffffff4d}.toggle-row{background:#f5a6230f;border:1px solid #f5a6231f;border-radius:8px;align-items:center;gap:10px;margin:2px 0 14px;padding:10px 12px;display:flex}.toggle-label{color:var(--re-body);font-size:.82rem}.toggle-switch{flex-shrink:0;width:36px;height:20px;display:inline-block;position:relative}.toggle-switch input{opacity:0;width:0;height:0}.toggle-slider{cursor:pointer;background:#ffffff1f;border-radius:10px;transition:all .2s;position:absolute;inset:0}.toggle-slider:before{content:"";background:var(--re-muted);border-radius:50%;width:14px;height:14px;transition:all .2s;position:absolute;bottom:3px;left:3px}.toggle-switch input:checked+.toggle-slider{background:#f5a62366}.toggle-switch input:checked+.toggle-slider:before{background:var(--re-gold);transform:translate(16px)}.verdict-card{border-radius:var(--radius);border:1px solid #0000;border-left-width:4px;align-items:flex-start;gap:14px;padding:18px 20px;transition:all .25s;display:flex}.verdict-card.verdict-yes{border-color:#00c9a740;border-left-color:var(--re-emerald);background:#00c9a714}.verdict-card.verdict-borderline{border-color:#f5a62340;border-left-color:var(--re-gold);background:#f5a62314}.verdict-card.verdict-no{border-color:#f8717140;border-left-color:var(--re-rose);background:#f8717114}.verdict-card.verdict-neutral{border-color:#7875f026;border-left-color:var(--re-indigo);background:#7875f00f}.verdict-icon{flex-shrink:0;margin-top:2px;font-size:1.8rem;line-height:1}.verdict-body{flex:1}.verdict-headline{color:var(--re-heading);margin-bottom:3px;font-size:1rem;font-weight:700}.verdict-sub{color:var(--re-body);font-size:.83rem;line-height:1.5}.hero-result{text-align:center;border-radius:var(--radius);background:#00c9a712;border:1px solid #00c9a738;padding:22px 24px}.hero-label{letter-spacing:1px;text-transform:uppercase;color:var(--re-body);margin-bottom:4px;font-size:.72rem}.hero-value{color:var(--re-emerald);text-shadow:0 0 24px #00c9a742;font-family:JetBrains Mono,Courier New,monospace;font-size:clamp(2.4rem,5vw,3.4rem);font-weight:700}.hero-sub{color:var(--re-muted);margin-top:4px;font-size:.83rem}.break-even-visual{border:1px solid var(--re-border);background:var(--re-input);border-radius:8px;padding:14px 16px}.timeline-bar-title{color:var(--re-muted);text-transform:uppercase;letter-spacing:.8px;margin-bottom:8px;font-size:.68rem}.timeline-bar{border-radius:4px;height:22px;margin-bottom:6px;display:flex;position:relative;overflow:hidden}.timeline-bar .seg-cost{background:#f871718c;transition:width .5s}.timeline-bar .seg-savings{background:#00c9a78c;transition:width .5s}.timeline-bar-labels{color:var(--re-muted);justify-content:space-between;font-size:.72rem;display:flex}.tl-be-label{color:var(--re-gold);font-weight:600}.be-marker-row{flex-wrap:wrap;align-items:center;gap:10px;margin-top:10px;display:flex}.breakeven-marker{color:#07101f;background:#f5a623d9;border-radius:4px;padding:4px 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.sc-main{color:var(--re-rose)}.base .sc-main{color:var(--re-gold)}.bull .sc-main{color:var(--re-emerald)}.matrix-wrap{margin-bottom:4px;overflow-x:auto}.matrix-table{border-collapse:collapse;width:100%;font-size:.82rem}.matrix-table th,.matrix-table td{text-align:center;border:1px solid var(--re-border);padding:8px 10px}.matrix-table th{color:var(--re-body);background:#7875f026;font-weight:600}.matrix-table td{background:var(--re-input);color:var(--re-heading)}.matrix-table td.row-header{color:var(--re-body);text-align:left;background:#7875f014;font-weight:600}.matrix-table td.highlight{color:var(--re-gold);outline:2px solid var(--re-gold);background:#f5a62333;font-weight:700}.matrix-table td.heat-green{color:var(--re-emerald);background:#00c9a724}.matrix-table td.heat-amber{color:var(--re-gold);background:#f5a6231f}.matrix-table td.heat-red{color:var(--re-rose);background:#f871711f}.rates-table{border-collapse:collapse;width:100%;font-size:.83rem}.rates-table th,.rates-table td{text-align:center;border:1px solid var(--re-border);padding:9px 12px}.rates-table th{color:var(--re-body);background:#7875f026;font-weight:600}.rates-table td{background:var(--re-input)}.rates-table tr:nth-child(2n) td{background:#ffffff05}.rates-table .current-rate td{border-left:3px solid var(--re-gold);font-weight:600}.interest-callout-body{padding-top:4px}.interest-row{justify-content:space-between;align-items:center;margin-bottom:6px;display:flex}.interest-label{color:var(--re-body);font-size:.83rem}.interest-value{color:var(--re-heading);font-size:1rem;font-weight:700}.interest-value.emerald{color:var(--re-emerald)}.interest-value.rose{color:var(--re-rose)}.interest-bar-wrap{background:#ffffff0f;border-radius:4px;height:8px;margin-bottom:2px;overflow:hidden}.interest-bar{border-radius:4px;height:100%;transition:width 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.side-card-main{color:var(--re-emerald)}.side-card-sub{color:var(--re-body);font-size:.78rem}.side-card-details{color:var(--re-body);text-align:left;margin-top:12px;font-size:.8rem;line-height:1.7}.side-card-details strong{color:var(--re-heading)}.schedule-wrap{max-height:420px;overflow-x:auto}.schedule-table{border-collapse:collapse;width:100%;font-size:.82rem}.schedule-table th,.schedule-table td{text-align:right;border:1px solid var(--re-border);padding:8px 12px}.schedule-table th{color:var(--re-body);background:#7875f026;font-weight:600;position:sticky;top:0}.schedule-table td:first-child{text-align:left;color:var(--re-body);font-weight:600}.schedule-table .row-savings td{background:#00c9a70a}.schedule-table .row-cost td{background:#f871710a}.schedule-table tfoot td{color:var(--re-heading);background:#7875f01a;font-weight:700}.full-width{max-width:1400px;margin:0 auto;padding:24px 24px 0}.full-width .card{margin-bottom:24px}footer{border-top:1px solid var(--re-border);background:#07101ff2;padding:40px 24px 24px}.footer-grid{grid-template-columns:repeat(4,1fr);gap:32px;max-width:1400px;margin:0 auto 24px;display:grid}@media (width<=768px){.footer-grid{grid-template-columns:repeat(2,1fr)}}.footer-col-title{letter-spacing:1px;text-transform:uppercase;color:var(--re-body);margin-bottom:12px;font-size:.8rem;font-weight:700}.footer-col a{color:var(--re-muted);margin-bottom:6px;font-size:.83rem;text-decoration:none;display:block}.footer-col a:hover{color:var(--re-gold)}.footer-bottom{text-align:center;color:var(--re-muted);border-top:1px solid var(--re-border);max-width:1400px;margin:0 auto;padding-top:20px;font-size:.8rem}@media (width<=480px){.formula-strip{gap:4px}.formula-chip{padding:3px 7px;font-size:.67rem}.tab-btn{padding:6px 12px;font-size:.82rem}}[data-theme=light]{--re-page:#f0f4fb;--re-card:#fff;--re-input:#e8eef7;--re-heading:#0f1e33;--re-body:#2d4a6b;--re-muted:#6b84a6;--re-gold:#c47a0a;--re-emerald:#008f76;--re-indigo:#4d49c8;--re-cyan:#0085a8;--re-rose:#dc2626;--re-border:#0000001a;--bg-dark:#f0f4fb;--bg-card:#fff;--bg-input:#e8eef7;--text-main:#0f1e33;--text-dim:#2d4a6b;--text-muted:#6b84a6;--red:#dc2626;--green:#008f76;--gold:#c47a0a;--border:#0000001a;--violet:#4d49c8}[data-theme=light] body{color:#0f1e33;background-color:#f0f4fb;background-image:none}[data-theme=light] input,[data-theme=light] select{color-scheme:light}[data-theme=light] .card,[data-theme=light] .scenario-card,[data-theme=light] .side-card{color:#0f1e33;background:#fff;border-color:#0000001a}[data-theme=light] .input-field,[data-theme=light] .stat-cell,[data-theme=light] .chart-block,[data-theme=light] .break-even-visual,[data-theme=light] .toggle-row{background:#e8eef7;border-color:#0000001a}[data-theme=light] 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