🏛

Illinois State Income Tax Calculator

Calculate your 2026 Illinois state income tax. See your bracket breakdown, effective rate, and how Illinois compares to neighboring states.

4.95% Flat Tax
Quick presets:

Your Tax Inputs

$
$
State Income Tax
$0
Illinois · 2026
State Taxable Income
—
Effective Rate
—
Marginal Rate
—
State Tax
—
Annual Amount After Income Tax
—
Monthly Allocation After Income Tax
—
Weekly Allocation After Income Tax
—

The annual amount is gross income minus entered pre-tax deductions and modeled federal and state income tax. Monthly and weekly amounts divide it by 12 and 52. These allocations exclude Social Security and Medicare (FICA), local taxes, other payroll taxes, and unmodeled paycheck deductions. They do not estimate paycheck take-home or actual withholding.

Effective State Income Tax Rate vs Neighboring States

About Illinois state taxes (Tax year 2026)

Illinois has a flat income tax rate of 4.95% and no standard deduction. The 2026 basic exemption is $2,925 per eligible person. The allowance is unavailable above $500,000 in federal adjusted gross income for joint filers or $250,000 for other filing statuses.

Illinois ended its 1% state grocery tax on January 1, 2026. Municipalities and counties can adopt a 1% local grocery tax. Regional transit or Metro East taxes can still apply where applicable.

Illinois's 4.95% flat rate is near the national average, but its combined sales tax rate of 8.98% is among the highest in the nation.

Filing in Illinois: returns for tax year 2026 are administered by the Illinois Department of Revenue and are generally filed in 2027 by the federal April deadline unless Illinois declares a state-specific extension. Tax type on this return: Flat. Top marginal rate: 4.95%. State sales-tax rate: 6.25%. For the most current contact info, see the Federation of Tax Administrators directory.

Illinois — What is Illinois's income tax rate? Illinois has a flat income tax rate of 4.95% on all taxable income. The state constitution mandates a flat rate structure.

Illinois — Does Illinois tax groceries? Illinois ended its 1% state grocery tax on January 1, 2026. Municipalities and counties can adopt a 1% local grocery tax. Regional transit or Metro East taxes can still apply where applicable.

Illinois — Does Illinois have a standard deduction? Illinois has no standard deduction. The 2026 basic exemption is $2,925 per eligible person, subject to income and dependent rules.

More by state

More Illinois tools

Keep the same state in view while you compare tax, benefits, and wage rules across Calculover.

Browse all state income tax tools
Reviewed methodology

How this page is reviewed

High YMYL · Last verified 2026-11-06

See methodology, assumptions & sources
Risk tierHigh YMYL
AuthorCalculover Editorial Team Tax education
Editorial ownerCalculover Tax & Payroll Desk State-tax methodology owner
ReviewerCalculover Editorial Review Government-source and limitation review
Last reviewed2026-11-06
Last verified2026-11-06
Data effective date2026-01-01
JurisdictionIllinois

Methodology

These pages estimate annual state income tax for the selected 2026 jurisdiction and filing status. The route's coverage panel identifies the supported income basis, deductions, credits and exclusions.

Assumptions

  • Enter the income basis and eligible pre-tax deductions requested by the calculator; gross wages, federal AGI and state AGI are not interchangeable.
  • Some methods require confirmed state facts or explicit projection assumptions. An unavailable component is not zero tax.

Limitations

  • The estimate excludes unmodeled income, adjustments, local taxes and special filing situations. Utah's indexed-credit assumptions remain provisional while final 2026 instructions are pending.
  • Annual liability differs from withholding and paycheck take-home. Confirm the current official forms and source versions for a complete return.

Sources

Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.

Illinois Income Tax FAQs

What is the Illinois income tax rate?

Illinois taxes all taxable income at a flat rate of 4.95%. This applies equally to all income levels regardless of how much you earn.

How is Illinois income tax calculated?

Multiply your taxable income by 4.95%. For example, a taxpayer with $75,000 in taxable income would owe $3,713 in Illinois income tax.

Does Illinois have a standard deduction?

Illinois has no standard deduction. In 2026 the basic exemption is $2,925 per eligible filer, spouse or dependent. It is unavailable when federal adjusted gross income exceeds $500,000 for joint filers or $250,000 for other filing statuses. This estimate assumes the filer is eligible for their own exemption.

How can I reduce my Illinois income taxes?

Common strategies include maximizing pre-tax retirement contributions (401k, IRA), contributing to an HSA, and taking advantage of any available state tax credits.

How does Illinois's 4.95% flat tax compare to neighboring states?

Illinois's flat rate of 4.95% can be compared to neighboring states using the chart on this page. States with no income tax offer the lowest burden, while progressive states may be higher or lower depending on your income level.