New Jersey State Income Tax Calculator
Calculate your 2026 New Jersey state income tax. See your bracket breakdown, effective rate, and how New Jersey compares to neighboring states.
Your Tax Inputs
Uses the published 2026 New Jersey estimated worksheet and actual state gross income, allowed deductions and eligible exemption units. Gross filing thresholds are $10,000 single or $20,000 joint/head of household, before deductions. Table B’s $1,154.50 offset produces $0.50 steps above $70,000 and $80,000 taxable income. No complete-return or lookup-table certification is claimed.
New Jersey 2026 estimated tax instructionsThe annual amount is gross income minus entered pre-tax deductions and modeled federal and state income tax. Monthly and weekly amounts divide it by 12 and 52. These allocations exclude Social Security and Medicare (FICA), local taxes, other payroll taxes, and unmodeled paycheck deductions. They do not estimate paycheck take-home or actual withholding.
Effective State Income Tax Rate vs Neighboring States
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About New Jersey state taxes (Tax year 2026)
Uses the published 2026 New Jersey estimated worksheet and actual state gross income, allowed deductions and eligible exemption units. Gross filing thresholds are $10,000 single or $20,000 joint/head of household, before deductions. Table B’s $1,154.50 offset produces $0.50 steps above $70,000 and $80,000 taxable income. No complete-return or lookup-table certification is claimed.
Groceries are exempt. Clothing is fully exempt from sales tax. Prescription drugs are exempt.
Uses the published 2026 New Jersey estimated worksheet and actual state gross income, allowed deductions and eligible exemption units. Gross filing thresholds are $10,000 single or $20,000 joint/head of household, before deductions. Table B’s $1,154.50 offset produces $0.50 steps above $70,000 and $80,000 taxable income. No complete-return or lookup-table certification is claimed.
Filing in New Jersey: returns for tax year 2026 are administered by the New Jersey Division of Taxation and are generally filed in 2027 by the federal April deadline unless New Jersey declares a state-specific extension. Tax type on this return: Progressive. Top marginal rate: 10.75%. State sales-tax rate: 6.625%. For the most current contact info, see the Federation of Tax Administrators directory.
New Jersey — What is New Jersey's income tax rate? Uses the published 2026 New Jersey estimated worksheet and actual state gross income, allowed deductions and eligible exemption units. Gross filing thresholds are $10,000 single or $20,000 joint/head of household, before deductions. Table B’s $1,154.50 offset produces $0.50 steps above $70,000 and $80,000 taxable income. No complete-return or lookup-table certification is claimed.
New Jersey — Does New Jersey tax clothing? No, clothing is fully exempt from New Jersey's 6.625% sales tax. Groceries are also exempt.
New Jersey — Does New Jersey have a standard deduction? New Jersey has no standard deduction. Enter actual allowed state deductions and eligible exemption units; basic dependent exemptions are $1,500, not $1,000 per dependent. Common federal pre-tax deductions are not automatically New Jersey deductions.
How this page is reviewed
See methodology, assumptions & sources
| Risk tier | High YMYL |
|---|---|
| Author | Calculover Editorial Team Tax education |
| Editorial owner | Calculover Tax & Payroll Desk State-tax methodology owner |
| Reviewer | Calculover Editorial Review Government-source and limitation review |
| Last reviewed | 2026-11-06 |
| Last verified | 2026-11-06 |
| Data effective date | 2026-01-01 |
| Jurisdiction | New Jersey |
Methodology
These pages estimate annual state income tax for the selected 2026 jurisdiction and filing status. The route's coverage panel identifies the supported income basis, deductions, credits and exclusions.
Assumptions
- Enter the income basis and eligible pre-tax deductions requested by the calculator; gross wages, federal AGI and state AGI are not interchangeable.
- Some methods require confirmed state facts or explicit projection assumptions. An unavailable component is not zero tax.
Limitations
- The estimate excludes unmodeled income, adjustments, local taxes and special filing situations. Utah's indexed-credit assumptions remain provisional while final 2026 instructions are pending.
- Annual liability differs from withholding and paycheck take-home. Confirm the current official forms and source versions for a complete return.
Sources
- State Tax Rates, Federation of Tax Administrators
- State Individual Income Tax Rates and Brackets, Tax Foundation
- State Government Resources, Internal Revenue Service
Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.