New York State Income Tax Calculator
Calculate your 2026 New York state income tax. See your bracket breakdown, effective rate, and how New York compares to neighboring states.
Your Tax Inputs
The annual amount is gross income minus entered pre-tax deductions and modeled federal and state income tax. Monthly and weekly amounts divide it by 12 and 52. These allocations exclude Social Security and Medicare (FICA), local taxes, other payroll taxes, and unmodeled paycheck deductions. They do not estimate paycheck take-home or actual withholding.
Effective State Income Tax Rate vs Neighboring States
About New York state taxes (Tax year 2026)
New York has a progressive income tax with 9 brackets ranging from 4% to 10.9%. New York City residents also pay an additional city income tax of 3.078% to 3.876%, pushing combined rates above 14%.
Groceries are exempt. Clothing and footwear under $110 are exempt. Prescription drugs are exempt.
New York's top rate of 10.9% is the fourth-highest in the nation. NYC residents face among the highest combined income tax burdens of any city in the country.
Filing in New York: returns for tax year 2026 are administered by the New York State Department of Taxation and Finance and are generally filed in 2027 by the federal April deadline unless New York declares a state-specific extension. Tax type on this return: Progressive. Top marginal rate: 10.9%. State sales-tax rate: 4%. For the most current contact info, see the Federation of Tax Administrators directory.
New York — What is New York's income tax rate? New York has 9 income tax brackets for 2026, with rates of 3.9%, 4.4%, 5.15%, 5.4%, 5.9%, 6.85%, 9.65%, 10.3% and 10.9%. The top rate of 10.9% applies to the highest bracket.
New York — Does New York tax clothing? Clothing and footwear items under $110 are exempt from New York's sales tax statewide. Items over $110 are taxable.
New York — Do NYC residents pay extra taxes? Yes, New York City residents pay city income tax (3.078% to 3.876%) on top of state taxes, plus the Metropolitan Commuter Transportation Mobility Tax. This can push total rates above 14%.
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How this page is reviewed
See methodology, assumptions & sources
| Risk tier | High YMYL |
|---|---|
| Author | Calculover Editorial Team Tax education |
| Editorial owner | Calculover Tax & Payroll Desk State-tax methodology owner |
| Reviewer | Calculover Editorial Review Government-source and limitation review |
| Last reviewed | 2026-11-06 |
| Last verified | 2026-11-06 |
| Data effective date | 2026-01-01 |
| Jurisdiction | New York |
Methodology
These pages estimate annual state income tax for the selected 2026 jurisdiction and filing status. The route's coverage panel identifies the supported income basis, deductions, credits and exclusions.
Assumptions
- Enter the income basis and eligible pre-tax deductions requested by the calculator; gross wages, federal AGI and state AGI are not interchangeable.
- Some methods require confirmed state facts or explicit projection assumptions. An unavailable component is not zero tax.
Limitations
- The estimate excludes unmodeled income, adjustments, local taxes and special filing situations. Utah's indexed-credit assumptions remain provisional while final 2026 instructions are pending.
- Annual liability differs from withholding and paycheck take-home. Confirm the current official forms and source versions for a complete return.
Sources
- State Tax Rates, Federation of Tax Administrators
- State Individual Income Tax Rates and Brackets, Tax Foundation
- State Government Resources, Internal Revenue Service
Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.