Solar Panel Size Calculator
Find exactly how many solar panels you need, how much it costs, and when it pays off.
Find exactly how many solar panels you need, how much it costs, and when it pays off.
Usage: 1,200 kWh/month = 40 kWh/day | PSH: 6.0
System size: 40 ÷ (6.0 × 0.8) = 8.33 kW
Panels: 8,330W ÷ 400W = 21 panels. Cost: ~$25,000 gross, $17,500 after 30% ITC. Payback: ~7 years.
Usage: 600 kWh/month = 20 kWh/day | PSH: 3.7
System size: 20 ÷ (3.7 × 0.8) = 6.76 kW
Panels: 6,760W ÷ 430W = 16 panels. With MA state rebates, payback ~9 years.
Usage: 300 kWh/month = 10 kWh/day | PSH: 4.5
System: 10 ÷ (4.5 × 0.8) = 2.78 kW, 7× 400W panels. Battery: 2-day backup with 2× 13.5 kWh batteries for full off-grid capability.
The average US home uses 877 kWh/month (29 kWh/day). With 400W panels and 4.5 peak sun hours, you need about 20 panels for a 7.5 kW system. Actual needs vary widely by climate, home size, and energy efficiency.
In 2025, 400–450W panels offer the best value for most residential installations. Premium 500W panels cost more per panel but fewer are needed, which can help with limited roof space. Most installers use 400–430W panels as the standard.
For grid-tied systems, batteries are optional — the grid acts as backup. Batteries add $8,000–$20,000 but provide power during outages and allow time-of-use arbitrage. For off-grid systems, batteries are required to store energy for nighttime use.
A 10 kW solar system costs $25,000–$35,000 installed before incentives in 2025. After the 30% federal ITC, net cost is $17,500–$24,500. With electricity savings of $1,500–$2,500/year, payback is typically 8–12 years.
In a grid-tied system with net metering, excess electricity feeds back into the grid and your utility credits your account — often at retail rate. Without net metering, excess power is wasted. Battery storage captures excess for nighttime use.
Modern solar panels carry a 25-year production warranty and typically degrade at 0.5–0.7% per year. After 25 years, most panels still produce 85–90% of original output. Physical lifespan is often 30–40 years. Inverters typically need replacement at 10–15 years ($1,500–$4,000).
South-facing roofs at 30–35° tilt are optimal in the US, maximizing year-round production. West-facing roofs produce 10–20% less but generate more power in the afternoon (valuable for time-of-use rate plans). East-facing roofs are less ideal. Flat roofs can use tilt brackets for optimal angle.
Even partial shading of one panel can dramatically reduce output in traditional string inverter systems — one shaded panel can bring down the whole string. Microinverters or DC optimizers (power optimizers) on each panel mitigate shading impact. If your roof has shade issues, use microinverters.
Most jurisdictions require an electrical permit, a building permit (for roof penetrations), and sometimes a utility interconnection application for grid-tied systems. A licensed solar installer handles all permits. Systems installed without permits may not qualify for incentives and can create insurance issues.
Grid-tied systems connect to utility power and sell excess energy, but provide no backup during grid outages (unless paired with batteries). Off-grid systems are completely independent, requiring battery storage sized for several days of autonomy. Hybrid systems are grid-tied with battery backup for outage protection.
DIY solar installation is possible but not recommended for most homeowners. Electrical work requires permits and licensed electricians in most jurisdictions. Improper installation can void panel warranties, insurance, and incentive eligibility. DIY can save 30–40% on labor but adds permitting complexity and safety risk.
Studies show owned (not leased) solar systems increase home value by $3–$4 per watt of installed capacity, or about $15,000–$20,000 for an average system. This value increase is often exempt from property tax increases in many states. Solar homes also sell faster than non-solar homes.
The 30% ITC is a dollar-for-dollar reduction of your federal income tax liability. On a $25,000 system, you get a $7,500 credit on your taxes. If your tax liability is less than the credit, you can carry the remainder forward to the following tax year. It applies to both residential and commercial systems through 2032.
The derate factor accounts for real-world efficiency losses: inverter efficiency (4–8%), wiring resistance (2–3%), soiling/dust (2–5%), temperature effects (5–10% in hot climates), and panel mismatch (1–2%). A typical overall derate is 0.77–0.82. This calculator uses 0.80 as the default.
A standard 400W panel is approximately 5.5 × 3.5 feet = 19.25 sq ft. With spacing, each panel needs ~22–25 sq ft. A typical 1,500 sq ft home might have 800–1,000 sq ft of usable south-facing roof space — enough for 30–40 panels (12–16 kW system). Most average homes need only 15–25 panels.