Affiliate disclosure.

01How we earn revenue

Calculover earns money through affiliate commissions. On select calculator pages, you will see a "Ready for the Next Step?" section with links to financial products and services relevant to the calculation you just performed.

When you click one of these partner links and subsequently sign up for, apply for, or purchase a product, the partner company pays Calculover a referral fee — at no extra cost to you. You pay the same price whether you use our link or go directly to the provider.

Partner recommendations are clearly labeled with "Partner recommendations — Calculover may earn a commission," so you always know when a link is an affiliate link.

02What this means for you

• All calculators remain 100% free. Affiliate revenue is what lets us keep every tool free without display ads, paywalls, or premium tiers.
• No ads, ever. We run no banner ads, pop-ups, or interstitials. Affiliate recommendations are the only commercial content on the site, and they appear only where genuinely relevant.
• Your calculations are never affected. Results are based purely on mathematics and publicly available data. Partner relationships have zero influence on formulas or outputs.
• You are never required to click. Partner links are optional suggestions placed below your results. They never block, gate, or interrupt the calculator.

03Our editorial independence

Calculover maintains a strict separation between our calculator tools and our affiliate partnerships:

• Calculator accuracy is non-negotiable. Every formula is sourced from authoritative references (IRS publications, federal regulations, peer-reviewed research) and verified independently. See our Accuracy & Methodology page.
• We do not adjust results to favor partners. A mortgage calculator shows the same monthly payment whether or not a lending partner is featured on that page.
• Partner selection is based on reputation, not payout. We only recommend established, well-reviewed services — never a product solely because it pays a higher commission.
• We disclose every affiliate relationship. Every partner link is marked with rel="sponsored" and accompanied by visible disclosure text.

04Types of partnerships

We may earn commissions from the following types of financial products and services:

05How we select partners

Before featuring any partner on Calculover, we evaluate them against these criteria:

• Relevance: the product must be directly relevant to the calculator it appears alongside. A mortgage lender belongs on the Mortgage Calculator, not the BMI Calculator.
• Reputation: we prioritize established companies with strong consumer reviews, proper licensing, and transparent terms.
• Value to users: the product should genuinely help you take the next step after your calculation — not just generate revenue for us.
• Transparency: partners must provide clear pricing, terms, and conditions to consumers.

06FTC compliance

This disclosure is provided in accordance with the Federal Trade Commission (FTC) guidelines on endorsements and affiliate marketing. We are committed to full transparency about our financial relationships.

If you believe any content on Calculover does not adequately disclose an affiliate relationship, please tell us so we can correct it immediately.

07Questions?

If you have questions about our affiliate relationships, editorial independence, or this disclosure, email disclosure@calculover.com or use our contact form.

You can also review our Privacy Policy and Terms of Use for more about how we operate.