Affiliate Disclosure.

1. How We Earn Revenue

Calculover earns money through affiliate commissions. On select calculator pages, you will see a "Ready for the Next Step?" section with links to financial products and services that are relevant to the calculation you just performed.

When you click one of these partner links and subsequently sign up for, apply for, or purchase a product, the partner company pays Calculover a referral fee. This is at no extra cost to you — you pay the same price whether you use our link or go directly to the provider.

These partner recommendations are clearly labeled with "Partner recommendations — Calculover may earn a commission" so you always know when a link is an affiliate link.

2. What This Means for You

• All calculators remain 100% free. Affiliate revenue is what allows us to keep every tool free without resorting to display ads, paywalls, or premium tiers.
• No ads, ever. Unlike most calculator sites, we do not run banner ads, pop-ups, or interstitials. Affiliate recommendations are the only commercial content on the site, and they appear only on pages where they are genuinely relevant.
• Your calculations are never affected. Calculator results are based purely on mathematics and publicly available data. Partner relationships have zero influence on formulas, outputs, or recommendations generated by our tools.
• You are never required to click. Partner links are optional suggestions placed below your calculation results. They never block, gate, or interrupt your calculator experience.

3. Our Editorial Independence

Calculover maintains a strict separation between our calculator tools and our affiliate partnerships:

• Calculator accuracy is non-negotiable. Every formula is sourced from authoritative references (IRS publications, federal regulations, peer-reviewed research) and verified independently. See our Accuracy & Methodology page for details.
• We do not adjust results to favor partners. A mortgage calculator will show the same monthly payment regardless of whether a lending partner is featured on that page.
• Partner selection is based on reputation, not payout. We only recommend established, well-reviewed financial services. We do not recommend a product solely because it offers a higher commission.
• We disclose every affiliate relationship. Every partner link is marked with rel="sponsored" and accompanied by visible disclosure text.

4. Types of Partnerships

We may earn commissions from the following types of financial products and services:

5. How We Select Partners

Before featuring any partner on Calculover, we evaluate them against these criteria:

• Relevance: The product must be directly relevant to the calculator it appears alongside. A mortgage lender recommendation belongs on the Mortgage Calculator, not the BMI Calculator.
• Reputation: We prioritize established companies with strong consumer reviews, proper licensing, and transparent terms.
• Value to users: The product should genuinely help users take the next step after their calculation — not just generate revenue for us.
• Transparency: Partners must provide clear pricing, terms, and conditions to consumers.

6. FTC Compliance

This disclosure is provided in accordance with the Federal Trade Commission (FTC) guidelines on endorsements and affiliate marketing. We are committed to full transparency about our financial relationships.

If you believe any content on Calculover does not adequately disclose an affiliate relationship, please let us know so we can correct it immediately.

7. Questions?

If you have questions about our affiliate relationships, editorial independence, or this disclosure, please contact us at:

disclosure@calculover.com

You can also review our Privacy Policy and Terms of Use for additional information about how we operate.